Motorists are being warned they could be hit with a hefty £5,000 fine if they let their pets roam free while driving. The quintessential sight of dogs sticking their heads out the car window might seem harmless, but it could land drivers in hot water.

Under UK law, all animals must be securely restrained when in a moving vehicle to prevent distraction and potential accidents. Failing to do so could not only result in a £1,000 penalty but also court proceedings where fines can escalate significantly.

According to Rule 57 of the Highway Code: "When in a vehicle make sure dogs or other animals are suitably restrained so they cannot distract you while you are driving or injure you, or themselves, if you stop quickly. A seat belt harness, pet carrier, dog cage or dog guard are ways of restraining animals in cars."

In the event of a court case, motorists may face fines up to £5,000 for an unrestrained animal. Additionally, they could receive as many as nine penalty points on their licence, which for new drivers within their first two years could mean losing their licence altogether for this breach of the Highway Code.

Impact on insurance

Most UK insurance policies permit pets in vehicles, assuming they are appropriately restrained. If an unrestrained pet is discovered during an insurance claim, it could invalidate the policy and potentially lead to legal complications as you were not technically insured at the time of the incident.

Moreover, while comprehensive insurance typically covers the driver and any passengers involved in a road accident, it usually does not extend to animals in the car. However, there may be exceptions depending on the specifics of your cover policy.

Reducing risk of accidents with pets in cars

If you need to transport your dog or other pet in your vehicle, you can significantly minimise the risk by ensuring they are properly restrained. The Highway Code suggests that a dog cage, dog guard, or a well-fitted seat belt harness are all effective and acceptable methods of restraining an animal in a vehicle.

Additionally, keeping an animal in the backseat can also decrease the likelihood of driver distraction and could even be safer for the pet itself, as they could be harmed by an airbag in the front seat in the event of an accident.